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Wealth Over Riches

With tremendous success comes riches.

An image of an older man who is both rich and wealthy.
An older man who is both rich and wealthy. Copyright Image By Dragun Defense

You have your mountains to climb. Whether you are an employee, self-employed, business owner, or investor, your mountain represents unique challenges, limitations, and fears to overcome. As you journey through life, there are countless paths you can take to reach the top of your mountain. Getting to the top of your industry, sport, profession, or trade signifies overcoming challenges while reaching the highest success you hope to achieve.

But as you pursue life's fortunes, it's crucial to ask yourselves: "Is pursuing life's riches worth losing your wealth in the process?"

This blog post will dive deeper into the differences between wealth over riches. We will elaborate on wealth by redefining it, discuss why your health is a component of your wealth, and provide tips on living your best life while achieving it.

What is the difference between riches and true wealth?

While these two concepts may seem similar, some key differences exist. Riches are often fleeting and can be lost as quickly as gained. At the same time, wealth builds over time (and the power it may even last for generations).

In other words, when you think of riches, you may often think of money and material possessions—for example, earning a high salary, investing in the stock market, or inheriting financial wealth from a family member. While gaining riches can bring temporary happiness and satisfaction, it is essential to remember that money and possessions are not the keys to happiness.

When you think of wealth, it's easy to equate having a lot of money with being wealthy—for example, Jeff Bezos, Elon Musk, and Oprah Winfrey. From this perspective, some folk have more wealth than others, but ultimately wealth is about fulfilling or redefining life on your terms; I define this as true wealth.

What is true wealth?

True wealth is the freedom to live on your terms, pursue your hopes, dreams, and aspirations, and positively impact others.

What true wealth is, being rich is not.

True wealth is not just about fortunes, money, or riches. Instead, it's about having meaningful relationships, excellent health, a sense of purpose, and independence while you pursue your hopes, dreams, and aspirations.

True wealth: the three components that make wealth over riches.

True wealth consists of three broad components:

  1. External wealth

  2. Transitional wealth

  3. Internal wealth

An infographic of a well-to-do man earning his riches through business and investments.
An infographic of a well-to-do man. Copyright Image By Dragun Defense

External wealth

External wealth (or financial wealth) refers to the material possessions and assets one has accumulated, such as property, investments, and money, to live the life we want and to achieve our goals.

According to Charles Schwab's Modern Wealth Survey 2022, as Americans reflect on what money means to them personally, Schwab's survey shows that "freedom" (42%) tops the list, followed by "flexibility" (23%) and "opportunity" (18%).

Transitional wealth

Transitional wealth is the mindset that moves your focus from material possessions to personal growth and vice versa. Your knowledge, skills, relationships, and well-being hang out in this space, allowing you to overcome obstacles, learn, and grow continuously.

According to a Standford Report, your mindset can impact your outcomes by determining how you think, feel, and even physiologically respond to some situations. By understanding, adapting, and shifting your perspective, you can improve your health, decrease stress, and become more resilient to life's challenges.

Internal wealth

Internal wealth (or spiritual wealth) is the intangible wealth you hold through developing a sense of inner peace and a connection to something greater than yourself.

Spirituality should be incorporated into care for severe illness and overall health, according to a study by researchers at Harvard T.H. Chan School of Public Health and Brigham and Women's Hospital. They noted that for healthy people, spiritual community participation–as exemplified by religious service attendance – is associated with healthier lives, including greater longevity, less depression and suicide, and less substance use.

Why is your health your wealth?

As we go through life, we often hear, "Health is wealth." But what does this mean? It means that our physical, mental, and emotional well-being is far more valuable than any material possessions we may acquire.

An image of an old man hording riches while on his death bed.
An image of an older adult hoarding riches while on his deathbed. Copyright image by Dragun Defense

What is the concept of "Integrated Wealth"?

True wealth must factor in or integrate your health into the equation. Integrated wealth, as I call it, encompasses so much more than material possessions as it looks at how we invest in ourselves, our relationships, our education, and our communities. Therefore, integrated wealth, first coined here, is a comprehensive approach and barometer of your true wealth.

When we are healthy, we can do what we love, pursue our passions, and enjoy life to the fullest. We have the energy, strength, and stamina to take on new challenges and overcome obstacles that may come our way. We can work, play, and make the most of every moment.

On the other hand, when we are unhealthy, we are limited in what we can do. We may struggle with chronic pain or illness, making it challenging to keep up with our daily responsibilities, let alone pursue our dreams. We may feel tired, sluggish, and unmotivated, lacking the energy and focus we need to succeed.

In addition to the physical limitations, poor health can negatively impact our mental and emotional well-being. When we are sick or in pain, we may feel stressed, anxious, or depressed. We may have trouble sleeping, which can further exacerbate these issues.

Therefore, it's essential to prioritize your health above all else by making healthy choices in all aspects of your life. It means eating a balanced diet, exercising regularly, getting enough sleep, and managing stress. It also means seeking medical attention when necessary and taking care of any health issues as soon as they arise.

By taking care of your health, you are investing in your future. You ensure you have the strength, energy, and vitality to pursue your goals and dreams and live a fulfilling, happy life. I encourage you to prioritize your health and reap the rewards of a life well-lived.


In conclusion, wealth over riches balances material riches and maintaining your true wealth. It would be best to approach your journey holistically, striving for success in all areas of your life to ensure a fulfilling and meaningful trip to the top of your mountain.

If you have faith the size of a mustard seed, you will say to this mountain, "Move from here to there;" and it will move, and nothing will be impossible to you" (Matthew 17:20)

If you are like me, you have unique goals and aspirations in life. However, we all share typical desires, including pursuing happiness, overcoming challenges, positively impacting society, gaining time and financial freedom, and leaving a legacy for our loved ones.

With tremendous success comes riches. My preference is that you are building true wealth, not just riches. Click here if you would like to discuss your defense strategy options on a free call so you can stay fit mentally, physically, and spiritually.


Written by Hasan Harnett

Hasan Harnett, Defense Coach, Instructor, & Author
Hasan Harnett, Defense Coach & Author

Meet Hasan - the holistic defense coach who can help you protect yourself, loved ones, and others. With his comprehensive system integrating fitness, fighting arts, and firearms, Hasan is the leader in superior self-defense strategies, tactics and intelligence. He'll empower you to feel less mortal and more confident in your abilities.


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